Business financing made easy

Applying won't affect your credit score

Take charge of your working capital so you can do what you do best

Fund your business

Fund
your
business

Expand your staff, invest in equipment, purchase inventory, cover payroll.

Grow
your
ideas

Grow your ideas

Launch a new product, open a new location, bid for a large contract, launch a marketing campaign.

Grow
your
ideas

Grow your ideas
Drive your success

Drive
your
success

Manage your cash flow effectively, attract more customers, outperform your competitors.

Smart financing solutions built for small businesses

Business Line of Credit

A flexible revolving credit line

  • Use the funds you need, when you need them

  • Pay off early, no prepayment fees

  • Save with rates as low as 1.28% per month1

Invoice Financing

Faster payment terms

  • Turn up to 80% of your receivable amount into cash2

  • Cash in invoices of your choice

  • Access funds through your bank account within a business day

Transform your business ideas into reality with Idea Financial

1

Apply in minutes

Two products, one fast and simple application.

2

Get approved today

We'll give you the best funding option for your business.

3

Access your funds

Draw funds today, come back when you need more.

Applying won't affect your credit score

Our customers think we're great!

Idea Financial is a BBB Accredited Financial Service in Miami, FL

We go above and beyond industry best practices to protect your information. The data you provide to us is used according to our Privacy Policy and Terms of Service.

We offer much more than just business financing

Customer-first service model

Our in-house business advisors and industry experts are committed to building strong relationships with you.

Trusted long-term partner

Our goal is to help you realize your business vision. We will work with you to understand your financing options and provide optimal solutions for you.

Robust product offering

Our financing solutions were built for small businesses. We give you the financial agility and access to capital you need to succeed in today’s marketplace.

We love to get to know our customers

We’re a team of experienced business advisors and financial services professionals who came together with an Idea, to create funding solutions that empower you and your business.

So go ahead and give us a call, we would love to get to know you:

1 (855) 900-7838

Find out what a business line of credit and invoice financing can do for your business

Applying won't affect your credit score